Western New York Mortgage Pre‑Qualification
Financing a home can be complicated in Western New York. Find a local lender who can walk you through the entire Mortgage pre-qualification process.
Your dream home might seem to be out of reach, but you can start planning right now.
A Mortgage pre-qualification is an evaluation by a lender that determines if you would qualify for a home loan. It also shows how much the lender would be willing to lend you. Getting pre-qualified is the first step towards getting a mortgage, but it does not guarantee a loan.
Typically in Buffalo and Western NY you cannot make an offer on a property without having a Mortgage pre-qualification first.
If you think you are ready to buy now I encourage you to call Jackie at Premium Mortgage. I have worked with her in the past and the process has always gone smooth. She can advise you on what loans are right for you be it Sonyma, FHA, USDA, VA or conventional. Jackie can also tell you what first time home buyer programs are available in your area.
Jackie – Premium Mortgage (716) 481-4606. Please tell her you got his information from Steven Burton. It only takes a short time to give him some of your financial information and he will run your credit scores to determine your eligibility. He will do this free of charge.
If you are thinking of purchasing a home next year and need time to get your money or credit together I know of some programs that may offer matching funds if you save regularly. Give me a call or send an email if you would like to know more.
As always, I am here to help!
Financial considerations for purchasing a home
Buffalo NY Mortgage Affordability Calculator